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$100 billion in home loans funded entirely online

(415) 523 8837

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Buy now. 
Free refi later.*

Rates are temporary. Homes are forever.

If rates drop in the next 3 years, we’ll cover the cost of your refinance.

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$100 billion
 in home loans funded entirely online

Real Estate Agents

Partner with a local expert and save.
  • $2k off Better Mortgage closing costs²

  • Non-commissioned Agents will find the best home, not the biggest one

Connect with an Agent

Home loans

Low rates. Save thousands. Close fast.
  • Zero lender fees

  • Zero commissions

  • We’ll match any valid lender’s offer

List your home for 0%

Traditional agents charge 3% listing fees - that‘s $15,000 on a $500,000 house!¹
  • Buy before you sell

  • Stress-free homebuying

  • Partner with expert local agents

Home ownership all under one roof

Your home is more than a place to live. It’s an investment in a better future. We’ll help you unlock a better home and keep it working for you.

Better Insurance

  • Protect your home and yourself
  • Find savings on home, auto, life insurance, and more

Home Card

  • Fund home improvements
  • Lower APR than personal loans
  • Only pay on what you spend


We’ll shop for your insurance so it’s in one convenient place.
  • Protect your home and yourself

  • Find savings on home, auto, life insurance, and more

Home Card

Get up to $50,000 to use on moving, renovations, furniture & more.
  • Low fixed rates starting at 6.24% APR⁴

  • Use only what you need

  • Applying won’t affect your mortgage


We’re simplifying the homebuying experience every step of the way.
  • Better Settlement Services (BSS)

  • Title & Closing

Buying a new home? Increase your odds of a winning bid with our cash offer.

Learn more

Find the rate that’s
right for you

Compare today’s local rates, then choose the one you want.

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Personalize rate

What you need,
when you need it

Get pre-approved

Zero commissions &
zero lender fees

We don’t charge any application, origination or underwriting fees.

Get pre-approved in as little
as 3 minutes

Our customizable pre-approval letter helps you make an offer quickly.

Close up to 10 days faster
than average

We make sure everything goes smoothly the whole time.

Reach us anyway you like, 24/7

Email us or call (415) 523-8837 anytime. We’re always here for you.

Find the right home for your budget

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Get pre-approved with Better Mortgage in as little as 3 minutes.

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